Why can't you use debit cards at hotels?

Dannie Hudson asked a question: Why can't you use debit cards at hotels?
Asked By: Dannie Hudson
Date created: Fri, May 14, 2021 1:05 AM
Date updated: Sat, Jul 2, 2022 3:35 AM


Top best answers to the question «Why can't you use debit cards at hotels»

Using a debit card for a hotel room isn't wise for several reasons. The biggest one is that many of us don't have enough money in our accounts to cover room rates, taxes, and the temporary deposit for incidentals… But with a debit card, the hotel actually takes that money out of your account right away.

Using a debit card when you check into a hotel can be dangerous because of the hotel's practice of putting a hold on funds in your account. This practice, known as "card blocking," is used to guarantee against a guest leaving without paying for the stay.

9 other answers

You’ve now learned one of the most annoying rules of travel: DON’T USE YOUR DEBIT CARD AT HOTEL CHECK IN!!! In order to ensure they don’t get stiffed, hotels and rental car companies will place a hold on your card for the ESTIMATED amount of your charges.

While this can be fine for credit cards, it's a bigger problem with debit. The hold occurs because the hotel or rental car agency wants to protect itself by ensuring you can't overspend on...

Some hotels no longer take debit cards due to customer dissatisfaction with fund holds, but many do. Step 2 Call the hotel and find out the debit card policy before reserving a room. Some hotels...

They told me in order to be safe, you should never use a debit card for things like car rentals, airlines or hotels and to use it only on smaller purchases like gas, dinner or for a small shopping trip. Since then, I got a new credit card to use only for things like hotels and used it in Chicago a few weeks ago without a problem.

Pitfalls of Holds on Debit Cards It's typically safer for you to use a credit card instead of a debit card when checking into a hotel or a resort unless you carry a high balance in your checking account. If you don't carry a high balance, the hold could take your account into negative territory even though you haven't actually spent that money.

Posts: 1,397. As one who used to work the Front Desk at a Hilton family property: The debit card will be "charged" immediately when you check in, for the amount of the stay AND up to $100/day of your stay. That amount of money will be totally unavailable to you during your stay and some time after.

Hotels generally accept both debit and credit cards. When you opt to use a debit card to pay for your room, you need to be aware that the hotel may put a hold on your bank account to cover any incidentals. It's a good idea to call the hotel ahead of time and inquire about their policies.

Some may wonder why anyone would use cash or debit cards to book a hotel room in the first place (considering the risk over using a credit card). Access to a credit card is often the primary reason. For instance, in the last several years more than six million people in the USA have declared personal bankruptcy leaving them without access to credit or credit cards for a period of time.

Unless that lists using a debit card rather than a credit card as a cause, forget that as the issue. After the obvious issues such as mistyped number or lack of funds, card security checks can be an issue. I have encountered that as a problem when preparing for international vacation travel.

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